For policies purchased on or after 17 December 2021 please refer to the Policyholder Manual or contact us if you have any questions.

For policies purchased on or before 16 December 2021 please see below.

Para apólices compradas a partir do dia 17 de dezembro de 2021, consulte o Manual do Segurado para maiores informações ou entre em contato conosco para esclarecer as suas dúvidas.

Para apólices compradas até o dia 16 de dezembro de 2021, por favor veja o conteúdo abaixo.

Travel Insurance: am I covered for skiing/snowboarding?

For policies purchased after 10 August 2016, 3:00am UTC, your World Nomads policy is provided through Zurich Insurance Group

Desculpe, essa informação está indisponível no momento. Estamos trabalhando para trazê-la para você o mais rápido possível. Customer Service phone (sales / service) 0800 761 61 61 0800-275-8585 (Hearing impaired service)

SAC - Informações & Pré-vendas 0800 761 61 61 0800 275 8585 (Deficientes Auditivos e de Fala) Opening hours (except holidays): Monday to Friday from 8h to 20h and Saturday from 8h to 18h.

Hearing impared service available 24 hours a day, 7 days a week.

Horário de funcionamento (exceto feriados): De segunda a sexta-feira das 8h às 20h e aos sábados das 8h às 18h. Deficientes Auditivos e de Fala: Atendimento disponível 24 horas por dia, 7 dias por seman.

Email: travel.brasil@br.zurich.com

For policies purchased before 10 August 2016, 3:00am UTC your World Nomads policy is provided through Bupa Global

Yes! Skiing, snowboarding or participation in other snow sport while on your trip is covered but ONLY when you buy the Explorer Plan. The Standard Plan does NOT cover any winter sports.

What’s covered?

When you buy the Explorer Plan, there’s cover for the following winter sport activities:

skiing and snowboarding on all open and safe runs on marked trails
skiing and snowboarding on terrain that is on-piste and off-piste
skiing and snowboarding in a terrain park
cross country skiing and snowboarding
Nordic skiing on marked trails
Heli-skiing
Snowcat
backcountry skiing and snowboarding

Working as a ski/snowboarding instructor? See ‘Am I covered if I'm on a working holiday'

How it works

If you’re unfortunate enough to have an accident and hurt yourself while skiing/snowboarding, we’ll cover:

evacuation if it’s urgent and medically necessary (by the most appropriate means including
helicopter when necessary and available).
emergency medical expenses, for treatment at the hospital or local medical centre; and/or
repatriation home if you’re seriously ill or injured and unable to continue your trip.

If you are in need of a medical evacuation or repatriation, you or someone with you MUST contact the emergency assistance team immediately. The emergency assistance team can arrange and pre-approve all expenses.

Who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay)
depends on what’s happened to you and the necessary treatment required.

Also be aware that any medical claim or sporting equipment claim submitted will have the policy excess/co-pay deducted per person, per claimable event.

What’s not covered

The policy isn’t designed to cover everything. Take the time to read the terms and conditions in the Product Guide for full details on what is and isn’t covered. That way there are no surprises if you need to use it. If you are unsure of cover, please contact us for help.

Here are the main things that aren’t covered:

if you participate in a race or competition.
if you act with disregard for your own safety, gross negligence or actively engaging in any illegal act
search and rescue at any time
if you go to an area which is marked or is known to be ‘closed’, ‘out of bounds’ or ‘unsafe’ by the relevant authority or authorised person.
expenses caused where it was deemed that you were working (receiving either premium, wages, remuneration etc.) at the time the incident occurred.
any on-going medical expenses once you return to your home country

Last updated: Nov 16, 2019 08:34 PM