Photo © Migin/IStock

Travel insurance coverage for medical repatriation

When home is the best place for healthcare and healing. 

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Serious accidents or illnesses can strike at any time, whether you’re trekking through the Eurasian Steppe or (not so) simply crossing the road in Vietnam. Travel insurance can help if you’re unexpectedly seriously ill or injured and it’s medically necessary for you to return home.

Medical repatriation can be extremely expensive, depending on where you are, and the amount of medical support you might need. World Nomads emergency repatriation insurance may cover your return home. Our expert 24/7 Emergency Assistance Teams can help you negotiate the complexities of hospitals, specialist transportation, airline approvals and medical escorts in a foreign country.

If you need medical repatriation, then it's really important that you (or someone else if you can't), contact our Emergency Assistance Team as soon as possible to advise us of the situation. If your treating doctor and the World Nomads medical team agree it’s necessary to bring you home for treatment or ongoing care.

How it works

Your repatriation must be proven to be medically necessary and due to a covered personal accident or illness. If you purchase your policy after you’ve already left your home country, there is a 72 hour waiting period before cover begins (except for events arising from personal accidents).

All cover ends on disembarkation in your country of residence. Your return ticket/s must be used, negotiated or offset with the repatriation costs. If it’s necessary to cancel the initial tickets, the reimbursement value will be deducted from the claim payable.

In the case of a motor vehicle accident, there is no cover for the return the vehicle to the provider or their place of hire.

What’s covered

After World Nomads and your local doctor have given you the go-ahead to return home, then we may cover:

  • Repatriation to your country of residence.
  • Organization costs at embarkation and disembarkation.
  • Medically necessary transport, equipment and accompanying medic or nurse.

What's not covered

Travel insurance isn't designed to cover everything. Terms, conditions, and exclusions do apply, so be sure to read your full policy wording to avoid surprises. Here are the main things that aren't covered:

  • Cover ends if you refuse to follow the advice of our medical team.
  • Medical assistance expenses that occur before your repatriation.
  • Any unnecessary upgrades or other non-cost-effective options to return you home.
  • Any accidents that are a result of irresponsible or risky behavior.
  • Any incidents related to the intake of alcohol or drugs.

This is not a full list of what's covered and what's not covered. It is important that you read and understand your policy before you travel as your coverage is subject to certain limitations and exclusions.

How to get medical assistance.

It’s essential that you get in contact with ourEmergency Assistance team as soon as possible. Our team can support you from the time you get sick or injured until the time you get home.

To expedite your call, please be ready with the following:

  • Your policy number
  • A contact number where you can be reached
  • The nature of your problem
  • Your location

Abdominal pain in Myanmar

On my second day in Burma, I woke up in the middle of the night with intense abdominal distress. I was rushed to the Asia Royal Hospital and immediately taken for evaluation and an ultrasound. I had a large mass in my abdomen and evacuated to Bangkok that evening to see a specialist. I was admitted to Bumrungrad International Hospital, where I stayed for eight days for a battery of tests, including several ultrasounds, a CT scan, and two aspirations of what turned out to be a renal cyst. After a conditional discharge, where I was restricted to rest, I was deemed stable enough to be evacuated. Two days later I was on a flight back to the U.S., where I am now continuing treatment.
U.S Nomad in Myanmar

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plus: USD $1,500
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plus: USD $100,000
  • Explorer Plan: USD $70,000
  • Standard Plan: USD $30,000
Medical Expenses Overseas
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plus: USD $80,000
  • Explorer Plan: USD $60,000
  • Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plus: USD $1,200
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Checked-in Baggage Loss
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212-315-1806 (from anywhere in the world)

Phone: 0800-591-1043 (from Brazil)

WhatsApp message: +54 911 3053-3959

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:

Insured by Chubb. For Brazilian residents, we partner with Chubb to provide travel insurance products, customer service for 24/7 urgencies and emergencies, and claims service. You can purchase your insurance in up to six installments.